It’s very kind of you to take the time to read this long paper, Daniel; I appreciate that very much. Do you mean to say that you don’t believe the school system and family structure are significant forces that influence the development of creativity? I believe they are, but I can see where that sentence suggests that “only” the family structure and school system shape creativity, which is incomplete. Perhaps changing it to the following would help?

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Risk management is the practice of diversifying risk in order to reduce loses and increase profit. The more creativity there is across a society (as influenced by the school system, system of resource distribution, family structure, and the like), the more that society has invested wisely and diversified the risk of creativity.

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Thank you again!